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Be practical and prepare yourself if divorce is unavoidable

We All Need A Champion

If you have entered pre-divorce territory, you have accepted the fact your marriage is going to end. You may be glad, sorry or have mixed emotions. In any event, you do not want to feel overwhelmed by whatever lies ahead.

When divorce is inevitable, you want to face it with dignity. You want to be in control. Doing some pre-divorce planning will help you achieve those goals. Here are a few tips that will give you a head start.

Get your finances in order

Women are hardest hit financially in a divorce. Do not place your trust in the amount of alimony or child support you believe you deserve. This is a good time for you to become familiar with assets, such as bank accounts, retirement accounts, credit card accounts and the like. Which of these are marital assets and which are separate; that is, owned by you alone? Make copies of recent tax returns plus bank account and credit card statements for your attorney.

Prepare a pre-divorce budget

If you are a world-class shopper, rein in your pre-divorce spending. Stick to a reasonable weekly budget. Do not make any large purchases. Make sure you meet all of your tax obligations. Check safe deposit boxes for assets, such as stock certificates, especially those that are solely in your name.

Make your work a priority

Perhaps you have a career that you will continue after the divorce. On the other hand, you may find yourself rejoining the workforce after years spent at home raising your children. In any event, your work will likely become more important than ever following your divorce. No matter what you do or want to do for a living, make it a priority.

Develop a support system

Once people know you and your spouse are about to divorce, you will find out who your real friends are. Those who remain with you are invaluable. Their support, coupled with the preparations you have made, will allow you to exchange anxiety for control when it is time to put an official end to your marriage.



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